Terms of Service

1. Agreement to Terms

By accessing and using xCrypto Bonds ("the Platform"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

These terms constitute a legally binding agreement between you and xCrypto Bonds. We reserve the right to modify these terms at any time, and your continued use of the Platform constitutes acceptance of any changes.

2. Eligibility

To use xCrypto Bonds, you must:

Be at least 18 years of age or the age of majority in your jurisdiction
Have the legal capacity to enter into binding contracts
Not be located in a jurisdiction where cryptocurrency services are prohibited
Comply with all applicable laws and regulations in your jurisdiction
Provide accurate and complete registration information
Maintain one account only (multiple accounts are prohibited)

3. Account Registration and Security

3.1 Account Creation: You must provide accurate, current, and complete information during registration. You are responsible for maintaining the confidentiality of your account credentials.

3.2 Account Security: You agree to:

Keep your password secure and confidential
Enable two-factor authentication when available
Notify us immediately of any unauthorized account access
Accept responsibility for all activities under your account

4. Investment Services

4.1 Investment Bonds: xCrypto Bonds offers 10 investment bonds with varying risk levels, return rates, and maturity periods. Each bond has specific terms outlined at the time of investment.

4.2 Returns and Payouts:

Returns are targeted rates based on market conditions and DeFi protocols
Daily returns paid at 05:27 UTC
Weekly returns paid every Monday at 12:00 UTC
Monthly returns paid first Monday of each month at 12:00 UTC
Actual returns may vary based on market performance

4.3 Investment Risks: You acknowledge that:

Cryptocurrency investments carry inherent risks
Past performance does not guarantee future results
You may lose some or all of your invested capital
Market volatility can affect returns
Returns are not guaranteed despite targeted rates

4.4 Lock-up Periods: Principal amounts are locked until bond maturity. Early withdrawal may incur penalties or may not be available depending on the bond type. Earned returns can be withdrawn at any time.

5. Deposits and Withdrawals

5.1 Deposits:

Only cryptocurrency deposits are accepted
You must provide transaction proof for verification
Deposits are processed within 10 minutes to 2 hours after blockchain confirmation
Sending incorrect cryptocurrency to wallet addresses may result in permanent loss
We are not responsible for deposits sent to wrong addresses or networks

5.2 Withdrawals:

Minimum withdrawal amounts apply (typically $20-$50 per cryptocurrency)
Withdrawals processed within 24 hours of request
You are responsible for providing correct wallet addresses
Blockchain transactions are irreversible - we cannot recover funds sent to incorrect addresses
Network fees are deducted from withdrawal amounts
We reserve the right to request additional verification for large withdrawals

5.3 Fees: xCrypto Bonds does not charge deposit or withdrawal fees. Users pay only blockchain network transaction fees.

6. Referral Program

6.1 Structure: The referral program operates on a 10-level network structure. You earn:

Deposit bonuses: 5% (Level 1), 2% (Level 2), 1% (Levels 3-10)
Profit bonuses: 10% (Level 1), 5% (Level 2), 2-1% (Levels 3-10)

6.2 Prohibited Activities:

Creating multiple accounts to refer yourself
Using deceptive marketing practices
Spamming or unsolicited messaging
Misrepresenting investment returns or guarantees

6.3 Bonus Payments: All referral bonuses are credited automatically. Earned bonuses are yours permanently with no clawbacks.

7. Prohibited Activities

You agree NOT to:

Engage in money laundering or terrorist financing
Use the platform for illegal activities
Attempt to hack, manipulate, or exploit the platform
Create multiple accounts
Use bots or automated systems without authorization
Provide false information during registration or verification
Transfer your account to another person
Attempt to manipulate investment returns or referral bonuses

8. Intellectual Property

All content, trademarks, logos, and intellectual property on xCrypto Bonds are owned by us or our licensors. You may not copy, modify, distribute, or create derivative works without explicit written permission.

9. Disclaimers and Limitations of Liability

9.1 Service Availability: We strive for 99.9% uptime but do not guarantee uninterrupted service. We are not liable for losses due to platform downtime, maintenance, or technical issues.

9.2 Investment Disclaimer:

We are not financial advisors
Investment decisions are your sole responsibility
Returns are estimates and not guarantees
Market conditions can affect performance

9.3 Limitation of Liability: To the maximum extent permitted by law, xCrypto Bonds and its operators are not liable for:

Investment losses or reduced returns
Cryptocurrency price volatility
Blockchain network issues or delays
Funds sent to incorrect addresses
Account access issues due to lost credentials
Third-party service provider failures

10. Account Suspension and Termination

We reserve the right to suspend or terminate your account if:

You violate these Terms of Service
Fraudulent activity is suspected
You fail to complete required verification
You engage in prohibited activities
Required by law or regulatory authorities

Upon termination, you may withdraw your available balance after satisfying all obligations.

11. Governing Law and Dispute Resolution

These Terms are governed by the laws of the jurisdiction where xCrypto Bonds operates. Any disputes shall be resolved through:

Good faith negotiation between parties
Mediation if negotiation fails
Binding arbitration as a final resort

12. Changes to Terms

We may modify these Terms at any time. Changes become effective upon posting. Continued use of the Platform after changes constitutes acceptance. Material changes will be communicated via email or platform notification.

13. Contact Information

For questions about these Terms, contact us at:
Email: legal@xcrypto bonds.com
Support: support@xcrypto bonds.com